Travel insurance (outbound)
Cover for trips abroad: BRONZE, SILVER and GOLD programmes, limit of 15,000 or 30,000 USD. From 350 som.
Takaful travel
The Islamic equivalent of travel insurance: BRONZE, SILVER and GOLD programmes, participation in a takaful fund instead of a premium.
Inbound tourist accident insurance
Accident insurance for tourists entering the Kyrgyz Republic. GSO NOMAD BRONZE programme, limit from 50,000 to 750,000 som.
Voluntary Health Insurance
Outpatient and inpatient care at partner clinics.
Voluntary cargo insurance
Voluntary cargo insurance during carriage: three cover options, the sum insured based on the value of the cargo.
Voluntary property insurance
Voluntary property insurance: real estate, contents, equipment and pedigree animals in one policy. From 600 som.
CASCO
Voluntary insurance of the car against damage, theft and hijacking. Base rate from 4.5% of the sum insured.
Takaful CASCO
The Islamic equivalent of CASCO: protection of the car against damage, theft and hijacking through participation in a takaful fund.
CASCO-Econom
Fixed packages S, M and L: 7,000, 8,750 and 10,500 som with cover limits of 200,000, 250,000 and 300,000 som.
CASCO-Extra
A fixed-programme complement to MTPL: covers damage to your own car in an accident that was your fault. From 1,680 som.
Medical Takaful
Sharia-compliant: participation in a takaful fund instead of an insurance premium. Outpatient and inpatient care at partner clinics.
Accident and illness insurance
Voluntary insurance against accidents and illness. Sum insured from 3,000 som, rate 0.21–0.45% by risk group.
MTPL (compulsory motor liability)
Compulsory third-party liability cover for using a vehicle. Issued online in 10–15 minutes, from 1,680 som.
OSAGO-Takaful
Sharia-compliant: participation in a takaful fund instead of an insurance premium. Compulsory third-party liability cover for using a vehicle. Issued online in 10–15 minutes, from 1,680 som.
Hazardous facilities liability
Compulsory liability insurance for operators of hazardous production facilities: harm to third parties and the environment in an accident.
Carrier's liability to passengers
Compulsory carrier’s liability to passengers: harm to passengers’ life and health and damage to their luggage during carriage.
Dangerous goods carrier liability
Compulsory liability insurance for carriers of dangerous goods towards third parties and the environment. The rate depends on transport mode and goods classes.
Employer's liability
Compulsory employer’s liability for harm to an employee’s life and health in the performance of work duties.
Compulsory housing insurance
Compulsory insurance of residential premises; the sum insured is set by law at 1,000,000 som.
OSJ-Takaful
Sharia-compliant: participation in a takaful fund instead of an insurance premium. Compulsory insurance of residential premises; the sum insured is set by law at 1,000,000 som.
Voluntary general liability
Voluntary civil liability insurance for harm to third parties in business. Rate of 0.5–1.5% of the sum insured.
Takaful property (Ijara)
Takaful property cover: real estate, contents, equipment and animals. Linked to an Ijara, Murabaha or TDSI contract.