Insurance products

The full catalog of SIO products in alphabetical order — with a short description and price.

Voluntary

Takaful travel

The Islamic equivalent of travel insurance: BRONZE, SILVER and GOLD programmes, participation in a takaful fund instead of a premium.

Voluntary

Takaful CASCO

The Islamic equivalent of CASCO: protection of the car against damage, theft and hijacking through participation in a takaful fund.

Voluntary

Medical Takaful

Sharia-compliant: participation in a takaful fund instead of an insurance premium. Outpatient and inpatient care at partner clinics.

Mandatory

OSAGO-Takaful

Sharia-compliant: participation in a takaful fund instead of an insurance premium. Compulsory third-party liability cover for using a vehicle. Issued online in 10–15 minutes, from 1,680 som.

Mandatory

OSJ-Takaful

Sharia-compliant: participation in a takaful fund instead of an insurance premium. Compulsory insurance of residential premises; the sum insured is set by law at 1,000,000 som.

Voluntary

Takaful property (Ijara)

Takaful property cover: real estate, contents, equipment and animals. Linked to an Ijara, Murabaha or TDSI contract.