CASCO-Econom is voluntary motor insurance with fixed cover packages. Instead of an individual rate calculation, the policyholder chooses one of three packages with a predefined price and cover limit. It is the fastest way to insure a car: no vehicle valuation or coefficient-based calculation is required.
Cover packages
- Package S — price 7,000 som, cover limit 200,000 som;
- Package M — price 8,750 som, cover limit 250,000 som;
- Package L — price 10,500 som, cover limit 300,000 som.
The price of the chosen package is the premium — no additional rate is calculated. A sales tax of 2% is applied. For example, under Package S: premium 7,000 som, sales tax 140 som, total payable 7,140 som.
How it differs from the other CASCO programmes
In CASCO the sum insured and the rate are calculated individually from the car’s value and a wider set of risks can be selected. CASCO-Extra has fixed terms and complements MTPL. CASCO-Econom offers fixed packages with a clear payout limit: you know both the price and the maximum indemnity in advance.
Drivers admitted
The policy lists the drivers admitted to use the car, or the option of an unlimited number of drivers is selected.
How to arrange it
- Enter the insurance period and the policyholder’s details.
- Fill in the vehicle details: type, make, model, engine capacity, year of manufacture, VIN and registration data.
- Choose the package — S, M or L: it determines both the premium and the cover limit.
- List the drivers admitted to use the car.
- Complete electronic identification, sign with an electronic digital signature and pay for the policy.
Payment is accepted online, by QR code, bank transfer, mobile banking apps, at a terminal, through an agent or at the cash desk. The policy can also be arranged at the head office and at any SIO branch.
Documents required
The policyholder’s passport; the vehicle registration certificate; driving licences of the admitted drivers.
If an insured event occurs
- Stop, switch on the hazard lights and set out the warning triangle.
- Notify the road safety authority.
- Photograph or film the scene and the damage.
- Notify SIO and submit a claim — on the call centre numbers 0 553 54 54 00 and 0 707 54 54 00 or through the claim form.
- Do not repair the car before it has been inspected by the insurer’s representative.
Loss adjusters at the branches
- Bishkek — Bishkek, 255 Abdumomunov St., loss adjuster: +996 (999) 89-04-70;
- Chuy — Bishkek, 40 Abai St., loss adjuster: +996 (999) 89-04-71;
- Osh — Osh, 2a R. Abdykadyrov St., loss adjuster: +996 (999) 89-04-72;
- Talas — Talas, 202 B. Baatyr St., loss adjuster: +996 (999) 89-04-73;
- Batken — Batken, 26a Salikhov St., loss adjuster: +996 (999) 89-04-74;
- Ysyk-Kol — Karakol, 126 Kutmanaliev St., loss adjuster: +996 (999) 89-04-75;
- Naryn — Naryn, 76 Lenin St., loss adjuster: +996 (999) 89-04-76;
- Jalal-Abad — Jalal-Abad, 6 Yu. Abdurakhmanov St., loss adjuster: +996 (999) 89-04-69;
- Head office — Bishkek, 1 Ch. Aitmatov Ave., building 2, loss adjuster: +996 (503) 60-16-70;
Opening hours: 9:00–18:00, lunch break 12:30–13:30.
Legal basis
Voluntary motor insurance is provided in accordance with the Law of the Kyrgyz Republic "On Insurance and Insurance Activities" No. 89 of 29 April 2025 and SIO’s insurance rules.
Electronic specimen of the contract (insurance policy)
A specimen of the CASCO-Econom insurance policy is available here: download PDF. The specimen contains sample data; the authenticity of a policy is verified via the QR code or the link printed at the bottom of the policy. It is published in accordance with Article 21, part 2, item 10 of the Law of the Kyrgyz Republic on Insurance and Insurance Activities.