SIO in figures
The figures below come from public sources: market-wide data from the report of the Financial Market Regulation and Supervision Service under the Ministry of Economy and Commerce of the Kyrgyz Republic, and company figures from SIO's official statements in the media.
| Indicator | Value | Period |
|---|---|---|
| Insurance premiums | KGS 2.4 billion | 2025 |
| Claims paid | KGS 146 million | 2025 |
| Paid to citizens over the year | over KGS 400 million, of which over KGS 100 million under compulsory motor insurance | as at 25.06.2026 |
| Compulsory motor insurance claims year to date | KGS 130 million | as at 26.08.2026 |
| Share of the compulsory motor insurance market | about 35 % | July 2026 |
| Growth of the company's figures over two years | 12.5 times | 2024–2026 |
| Coverage of compulsory housing insurance | about 30 % of the country's housing stock | July 2026 |
| Service network | head office and 8 branches in every region | 2026 |
The largest insurance payment in the history of the Kyrgyz insurance market. On 16 June 2026 SIO paid KGS 253,885,310 under an aviation insurance contract for damage to a Mi-8 helicopter of the Ministry of Defence, which made an emergency landing in August 2025 during a rescue operation near Pobeda Peak. The crew and rescuers were unharmed.
The insurance market of the Kyrgyz Republic
2025 results according to the regulator. As at 31 December 2025 there were 19 insurance and reinsurance companies on the market, 14 of them with 100 % Kyrgyz capital.
| Market indicator | 2024 | 2025 |
|---|---|---|
| Insurance premiums, KGS million | 5,187 | 10,076 (+94.3 %) |
| Claims paid, KGS million | — | 1,387.7 (+55 %) |
| Total assets, KGS million | 12,685.2 | 13,832.3 |
| Equity, KGS million | 5,835.1 | 6,578.5 |
| Technical reserves, KGS million | 5,236.0 | 4,107.1 |
| ROA | 7 % | 8.82 % |
| ROE | 15 % | 18.55 % |
In 2025, 3,203,489 insurance contracts were concluded (voluntary — 1,854,693; compulsory — 1,348,796) with a total sum insured of KGS 3,332,571 million. Net profit of insurance companies reached KGS 1.22 billion and tax payments to the budget KGS 340.8 million.
Premiums and claims by class, 2025
| Class of business | Premiums, KGS m | Claims, KGS m |
|---|---|---|
| Personal insurance | 2,874.7 | 197.6 |
| Property insurance | 3,595.9 | 801.0 |
| Liability insurance | 461.9 | 19.2 |
| Life insurance | 0.6 | 0 |
| Compulsory insurance, total | 3,142.9 | 369.7 |
| — compulsory motor third-party liability | 2,526.1 | 333.5 |
| — housing against fire and natural disasters | 279.2 | 31.8 |
| — employer's liability | 273.9 | 5.9 |
| — carrier's liability to passengers | 24.3 | 0.2 |
| — liability of operators of hazardous production facilities | 20.9 | 0 |
| — liability of carriers of dangerous goods | 18.5 | 0 |
Compulsory housing insurance against fire and natural disasters
| Indicator | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Premiums, KGS million | 75.9 | 86.6 | 186.3 | 279.2 |
| Claims, KGS million | 16.4 | 19.1 | 36.9 | 31.8 |
| Contracts, units | 116,569 | 135,855 | 249,478 | 356,062 |
Sources
- Report on insurance activity, 2025 results — Financial Market Regulation and Supervision Service under the Ministry of Economy and Commerce of the Kyrgyz Republic.
- Data on premiums and claims of insurance companies — the "Insurance premiums and payments" section of the regulator's website.
- Compulsory motor insurance data — Automated Information Centre.
- Official statements of SIO in the media.
The figures are updated as the regulator publishes its reporting. Data for 2026 are shown cumulatively as at the stated date.