SIO
0 (312) 65-08-53
Sign in with ESIA Sign in with phone
Sign in with ESIA Sign in with phone
Insurance claim Support
SIO
For customers For partners and agents
Insurance
Motor insurance Home and property Health Travel Liability and cargo Islamic insurance (Takaful) Insurance products
Services
Insurance claim Verify the digital signature certificate Offices and points of sale
Information
News Legal framework FAQ About us Management Anti-corruption Contact us 0 (312) 65-08-53
Sign in with ESIA Sign in with phone

Articles and analysis

News Articles and analysis Press releases
10.09.2026 In a road accident: a step-by-step guide What to do immediately after a crash: how to make the scene safe, what to record, which details to exchange with the other driver, and how to approach your insurer under OSAGO and KASKO.
07.09.2026 Insurance for mountain trips: what matters Trekking, climbing and skiing fall into a risk category that an ordinary policy may not cover. Here is which risks to include, what to check in the contract, and which GSO products suit the mountains.
06.09.2026 Driving without OSAGO: the fines in force in 2026 In 2026 the fines for driving without an OSAGO policy apply in full: 3,000 soms for individuals and 13,000 soms for legal entities. Here are the dates the sanctions took effect, what OSAGO covers, and why paying a fine does not replace the policy.
05.09.2026 Flooded by your neighbours: claiming compensation under voluntary property insurance A flooded flat means damaged decoration, furniture and appliances. Voluntary property insurance (VPI) reduces that financial risk. Here is how to document the damage, which papers are needed, and why compulsory housing insurance does not replace this cover.
04.09.2026 Do not lose your luggage at the airport: insure your property before you travel Losing, damaging or having your luggage stolen on a trip means real financial loss. Here is how voluntary property insurance (VPI) helps protect your belongings while travelling and what to do if something happens.
04.09.2026 How to choose a KASKO programme: the terms explained KASKO protects the car itself rather than your liability to third parties. Here is what risks can be covered, how full KASKO differs from partial cover, what a deductible is, and what to check in the contract before signing.
02.09.2026 How to protect your home from natural disasters: compulsory and voluntary housing insurance Floods, mudflows, earthquakes and fires are risks no home is immune to. Here is what compulsory housing insurance covers, what voluntary property insurance adds, and what to do if an event occurs.